Protecting YourCoastal Investment
Your home, vehicles, business, and other investments deserve a closer look. Tell us what you want to protect, share your current coverage, and a licensed agent will review the details, identify possible gaps, and discuss appropriate next steps.
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For a quote or policy review, use the secure insurance intake or email Daniel.
Comprehensive Coastal Coverage
As an independent agency, we review available carrier options and coverage choices for your unique coastal Texas property needs.
Homeowners Insurance
Comprehensive coverage for coastal homes including wind, hail, and named storms. We work with carriers that specialize in Texas Gulf Coast properties.
Flood Insurance
NFIP and private flood options for properties in all flood zones. Critical coverage for coastal Texas properties that standard policies exclude.
TWIA Wind & Hail
Texas Windstorm Insurance Association coverage for properties in designated coastal territories. Required wind/hail coverage for many Gulf Coast properties.
Renters Insurance
Protection options for belongings, liability, and living expenses if you rent your home or apartment. Submit an intake for licensed-agent review.
Auto & Motorcycle Insurance
Personal auto and motorcycle coverage for Texas drivers and riders, including liability, physical damage, uninsured motorist, and specialty vehicle options.
Commercial Property
Protect your coastal business with comprehensive commercial property insurance. From restaurants to marinas, we cover it all.
Specialty Coastal
Unique coverage for stilted homes, barndominiums, vacation rentals, and other specialty coastal properties that standard carriers may decline.
Coastal Properties NeedCoastal Expertise
Standard insurance agents often struggle with coastal properties. TWIA requirements, wind deductibles, flood zones, stilted homes, and barndominiums require specialized knowledge. That's where we come in.
Multiple insurance options
We compare available insurance options for your needs. Availability depends on the property, coverage requested, and carrier underwriting.
Your Local Coastal Insurance Experts
Based in Port O'Connor, Texas — we live where you live and understand the unique challenges of insuring coastal properties.
Locally Based in Port O'Connor
Tejas Coastal Insurance was founded with a simple mission: provide coastal Texans with the insurance expertise they deserve. Located in Port O'Connor, TX 77982, we understand firsthand the risks that come with living on the Gulf Coast — from hurricanes and tropical storms to flooding and wind damage.
As an independent agency, we compare available insurance options for your needs. Availability depends on the property, coverage requested, and carrier underwriting. Whether you need homeowners, auto, commercial, flood, or wind coverage, a licensed agent will review your details and discuss appropriate options.
Why Choose an Independent Agent?
Unlike captive agents who can only offer one company's products, we represent multiple carriers. This provides choices that a licensed agent can compare against your coverage needs and available market terms.
Multiple Insurance Options
We compare available insurance options for your needs. Availability depends on the property, coverage requested, and carrier underwriting.
Coastal Expertise
We specialize in the unique coverage needs of Gulf Coast properties — TWIA, flood, wind, and more.
Claims Support
We help guide clients through the claims process and communicate with carriers when assistance is needed.
Personalized Service
You're not a policy number. We take the time to understand your needs and tailor coverage accordingly.
Contact Us Today
Questions about your coverage? We’re here to help. For a quote or a full policy review, use our secure intake so a licensed agent has the details needed to understand your needs.
Daniel Bermea
Agent #1502717 | Tejas Coastal Insurance
Agency Phone · Daniel
(432) 425-1527Office Location
Port O'Connor, TX 77982
Daniel · Licensed agent
daniel@tejascoastalinsurance.comSara · Virtual assistant
sara@tejascoastalinsurance.comMarina · Virtual assistant
marina@tejascoastalinsurance.comBusiness Hours
Mon - Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed
Service Area
We serve all of Texas with special expertise in coastal counties:
Storm / Emergency Claims
For an immediate emergency, contact emergency services and your carrier's claims line. We can help guide you through the claims process and communicate with the carrier when assistance is needed.
Email the AgencyHave a Question?
Send a general question here. For quotes and policy reviews, share your details and documents through secure intake.
Quote / IntakeFor a quote or policy review, use the secure insurance intake or email Daniel.